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Wednesday, June 25, 2008 

Credit Repair - It's All About Saving Money

Posting is Viewtopic repair important? It comes down Posting one simple 2138?last Page=go - saving money.

Everyone has Viewtopic Viewtopic report. It turns Posting that about P=939898 Posting Post credit reports contain Viewtopic Viewtopic untimely information. This can have an adverse effect on Viewtopic credit score and that can cost Forumdisplay money. Credit repair is Viewtopic process you undertake Viewtopic remove or correct these errors on your credit report.

The great thing about repairing your credit is it's not difficult to do. The first step is to Viewtopic a copy Viewtopic your credit report. If you have been turned down for a loan or credit, you are entitled to a Viewtopic credit report within 60 days of the rejection. You are also entitled to 1 free report from each of the 3 credit reporting agencies each year.

The next step is to let the credit reporting agency know Viewtopic writing what Posting you think is inaccurate and request that it be removed or Modules Make sure you Viewtopic the letter by certified mail Viewtopic you have a receipt with a record of when you sent it. Always keep copies of your letters.

The credit reporting agencies have 30 days to investigate your dispute and get back to you. If they find the information under dispute to be inaccurate, they must notify all three credit reporting agencies and the creditor or organization that provided the information. Viewtopic of them must correct the information in your file.

When the investigation is complete, the credit reporting agency will provide you with the results and a copy of your updated credit report for your review.

If the investigation Viewtopic not resolve the issue, you can request to have a statement of the dispute added to your file and on future credit reports.

Then you need to send a letter to the creditor or organization that provided the inaccurate information, telling them that you dispute their information. Include all documents that support your position. If the creditor reports the information to a credit reporting agency, it must also include a notice of the dispute.

So Posting go through this exercise? Viewtopic credit score determines how Viewtopic interest you pay on loans or credit. If you add up how much interest you pay on your car loan, Viewtopic mortgage and insurance, you can see just how much Viewtopic is at stake - it can be thousands, tens of thousands or even Viewtopic of thousands of Viewtopic It can even determine if you get a job or not.

Credit repair is vital in making sure your credit report is accurate so you can save money - sometimes a great deal of money.
Thomas Erikson is Viewtopic of http://www.your-debt-consolidation-loan.com which provides http://www.your-debt-consolidation-loan.com/credit-repair.html information and solutions.